A family asset book: turning scattered records into one clear map
A family asset book connects ownership, nominations, contacts, documents and responsibilities before an emergency forces the search.
Read article →PRASAR KNOWLEDGE STUDIO
Better context.
Calmer decisions.
Practical, plain-language thinking on behaviour, investment scope, retirement, minors, NRIs and multi-generational wealth.
PurposeProcessContinuity
11 focused categories · 30 substantive guides
AllInvestor Behaviour & Market VolatilityLong-Term Wealth CreationChild Education & Minor InvestingRetirement Planning & NPSRisk, Allocation & Portfolio ReviewNRI Investing in IndiaMutual Funds & SIPTax Planning & Capital GainsFamily Finance & SuccessionEmergency Fund & Cash FlowWomen & Financial Planning
Emergency fund design: protect long-term plans from short-term shocks
A separate liquidity reserve can reduce the need to redeem long-term investments during an inconvenient market phase.
Read article →Women and financial planning: ownership, access and continuity
Stronger participation begins with direct ownership, document access and an informed role in family decisions.
Read article →How recency bias changes decisions after a strong or weak year
Recent performance can feel more predictive than it really is, leading investors to buy confidence and sell discomfort.
Read article →A market-volatility checklist before changing a portfolio
A short checklist can separate a real planning change from a temporary emotional response.
Read article →Step-up SIPs: linking contribution growth with income growth
A planned annual increase can make the investment path reflect career and income progression.
Read article →Education planning: from today’s fee to a staged future target
The target should reflect inflation, multiple payment dates, currency and a margin for uncertainty.
Read article →When a minor becomes an adult: the documentation transition
Attaining majority changes operating authority and can interrupt transactions if records are not updated.
Read article →Retirement corpus estimates: useful range, not a promise
A retirement number becomes more credible when inflation, longevity, return and spending are tested as ranges.
Read article →